Insurance and health care
Before arriving in Sweden, you need to review your insurance coverage. In order to be fully covered, all students are strongly advised to take out their own insurance for illness and accidents. Medical treatment is expensive without any form of health insurance.
Insurance during school hours
All students in Sweden, regardless of nationality, are covered by a personal injury insurance (the general student insurance), through the Swedish Legal, Financial and Administrative Services Agency (Kammarkollegiet). The insurance applies in Sweden during school hours and during travel to and from the location where school hours are spent.
Insurance during leisure time
Nordic and EU/EEA citizens
Students from EU/EEA countries should register with their social insurance office in their home country, in order to obtain the European Health Insurance card (EHIC). With the European Health Insurance card you are entitled to health care in Sweden on the same conditions as Swedish citizens.
If you are from Finland, Denmark, Norway or Iceland an ID document will suffice. In addition to health insurance, students are advised to take out insurance covering their personal belongings and a liability cover.
Sweden has reciprocal health care agreements with some countries (Algeria, Australia and the province of Quebec in Canada). Students from these countries are entitled to acute or essential treatment in Sweden on the same conditions as Swedish citizens. When seeking medical care you need to present your passport.
For the reciprocal agreement to apply, the need for medical care must arise during (not prior to) your stay in Sweden. If there is no such agreement between Sweden and your home country, you must pay the entire cost of the treatment yourself. Remember to take out health insurance, as well as insurance covering personal belongings and liability cover.
Students who have a valid residence permit of a duration of 12 months or longer can register in Sweden. When registered in Sweden you will be given a personal identity number as identification. This will entitle you to health care in Sweden on the same conditions as Swedish citizens. To register, you should visit the Tax Office in person. Bring your passport and any documents proving your civil status, birth certificates for any children who are moving with you, and your residence permit.
In addition to a health insurance we strongly advise you to take out home insurance (hemförsäkring) for your stay in Stockholm. If anything is stolen from your student room or flat, or if any property is damaged or lost during your rental period, you are responsible for covering the repair or replacement costs.
If you have a residence permit for studies in Sweden for at least 12 months, you can register in Sweden and receive a Swedish personal identity number. With a Swedish personal identity number, you may take out home insurance through any Swedish insurance company.
In case of illness
In case of emergency, dial 112 for assistance. Emergency calls from public telephone booths are free of charge by pushing the emergency button and dialling 112. Only contact the emergency assistance if there is a major emergency.
There are several pharmacy (apotek) chains in Sweden, where you can ask for medical advice and buy medication to treat minor illnesses such as headache, cold and cough, allergic reactions, fever and stomach problems. For most other medication a doctor's prescription is needed. In most pharmacy outlets there are two departments: one for self-medication and one for prescribed medication. Most pharmacies are open 10-18, but two are open longer:
Local health centres
If you get ill and need medical care in Stockholm you should contact your local health centre, vårdcentralen. All municipalities have their own health centres where you can get primary health care that includes consultations with general practitioners. You will have to pay for the consultation, the fee depends on your citizenship/residence status.
Vårdguiden is run by Stockholm County Council and can give you information on where to seek help. You can also call the non-emergency health care information hotline 1177.
The closest vårdcentral to Strix and Pax in Solna are Huvudsta vårdcentral or Capio Vårdcentral Solna. The closest vårdcentral to Jägargatan is Rosenlunds vårdcentral. For fast access to medical treatment, dental care and other areas of healthcare you can also visit Cityakuten, close to Hötorget in central Stockholm.
To find out more about the different health care centres and local emergency wards, please visit the Stockholm Health Care Guide (Vårdguiden).
Student Health Centre at KI
Students at Karolinska Institutet with study-related illnesses or injuries have access to the Student Health Centre (Studenthälsan). The Student Health Centre offers preventive health care, medical advice and medical care as well as consultations and group activities associated with issues facing students at Karolinska Institutet.
Dental care is expensive, also for Swedish citizens. If you have a Swedish personal identity number (personnummer) and are registered at the Swedish Social Insurance Office, you are eligible for benefits for some dental care procedures. EU/EEA citizens are entitled to use the emergency dental care services on the same basis as Swedish citizens, provided they are covered by health insurance in their home country and can present an EU Health Insurance Card.
Remember that the cost of dental care is not fixed, so you should always ask your dentist how much the treatment will cost before it starts. The Dental Public Service is Folktandvården.
The dental school at Karolinska Institutet provides student treatment for 150 SEK per visit, book your appointment on 08- 524 880 37.